10 Comments

Good analysis. Is there any premiumization angle here? I remember vaguely from my past analysis that there was a distinct mass vs premium market and players like Ashirvad played more at the premium end (could be wrong). Hence the question.

Separately, have you looked at ELGI equipments? Would like to read your analysis on that - especially the headwinds / risks you see to the market thesis and the reasons for the premium valuation.

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I do not believe there is any premiumization across players. The prices are very similiar across the country for listed players. The only differentiation factors is how fast the companies can enter and consolidate the infrastructure space which is faster growing than the agricultural space.

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I am monitoring Elgi for a while, I'll write about it in the near future. Thanks for the suggestion.

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Great analysis , can you please review Sequent scientific .

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That is a solid suggestion. Will surely consider it.

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What are your thoughts on Spandana Sphoorty? The next phase of economic growth in India might lead an uprising in the low income families/rural areas. I feel the MFI space has huge potential in the next few years, Spandana seems very reasonably valued as compared to its peers (creditaccess grameen)

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I believe the micro-finance/SFB story is a structurally very strong story. However, the impact of first and second wave of covid is still not very clear and there maybe temporary disruptions in the next 1-2 years. Regarding Spandana, I believe Axis Bank is looking to add a majority stake with the likely possibility of a merger which makes it a lesser attractive play since that would mean one cannot play the theme directly(Similiar to Gruh Finance with Bandhan Bank). I am very cautious on financials at the current moment though.

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Hi,

Excellent analysis. What are your price targets for this stock also if you get a chance could you cover Rana Sugars?

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Hi, I do not think I can legally give price targets as I am not SEBI registered but I feel the company is decently valued, the management is competent, the industry is growing and I expect company to do we in the next 3-4 years. I'll keep the suggestion of covering Sugar companies in the future. Thanks

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No worries dude, appreciate the work you put in the analysis. Thank you

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